One of the things I found really difficult to understand when I moved to America was how my credit score would affect my everyday life. I never owned a credit card until I moved to America, and after a few people convinced me that I needed one, then came the financial responsibility of using the card.
I went from a non existent credit history to a decent score, and made lots mistakes along the way.
My guest on this episode Janessa Burell (@only1janessa) gives useful tips on how to “secure the bag” by getting rid of debt, and building a strong credit history.