“Secure the Bag”

⁣⁣  One of the things I found really difficult to understand when I moved to America was how my credit score would affect my everyday life.⁣⁣⁣ I never owned a credit card until I moved to America, and after a few people convinced me that I needed one, then came the financial responsibility of using the card.⁣

I went from a non existent credit history to a decent score, and made lots mistakes along the way. ⁣

My guest on this episode Janessa Burell (@only1janessa) gives useful tips on how to “secure the bag” by getting rid of debt, and building a strong credit history.

⁣It can be pretty difficult to build credit when you first move to a new country.

 Here are a few tips for new immigrants and students with a non-existent credit history to begin to build credit.⁣⁣


1.  Get a secure card.⁣⁣
2. Get someone with established credit be a co-signer on your credit application.⁣⁣
3.  Payment for rent can count towards your credit history⁣.⁣

“Securing the bag” is not limited to wealth aquisition, it also has a lot to so with how you manage your finances. So when you eventually get your credit card, and you are successfully on your way to building good credit, take the time to learn how to use a credit card, so that you stay out of debt.

Click on the player below to listen to the full episode and learn how to “secure the bag”.

Dr. Ozi

Dr. Ozi

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Tales of an African Princess in America podcast (#TAPApodcast) was created because stories are powerful, and by sharing our stories we can learn and grow together

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